In a deep side skillet, heat olive oil over medium heat
Add diced onion and sauté for 3-4 minutes
Add garlic and sauté for 45 seconds
Move onion and garlic to crock pot
Add the ground beef to the skillet and cook until browned,
Drain all the fat and move to the crock pot
Add all remaining ingredients, EXCEPT THE BEANS, to crock pot
Cook on low for 6 hours
Add beans and cook on low for an additional 1 hour
Remove habanero and discard